Review: Get More Rewards with the Blue Cash Preferred® Card by American Express with Accelerated Cash Back!

When it comes to credit cards, finding one that offers substantial rewards and benefits can help you feel momentum in your financial life. If you’re looking for a card that can help you earn cash back on everyday purchases, the Blue Cash Preferred® Card by American Express with Accelerated Cash Back is worth a look. It’s top of wallet for me due to the ongoing rewards, special opt-in cash back offers, and unmatched customer service. Not only does it offer fantastic cash back, but for a limited time, you can also take advantage of a special bonus offer exclusively available through my referral link. By using this link, you can earn up to $400 back with American Express! Here’s how:

Earn $300 Back within the First 6 Months:
With the Blue Cash Preferred® Card, you have the opportunity to earn $300 back as a statement credit. Spend $3,000 in purchases on your new Card within the first 6 months of Card Membership, and the $300 reward will be yours in the form of a statement credit. Whether it’s groceries, dining, bills, travel, or online shopping, your everyday purchases can quickly add up to reach this spending threshold, allowing you to enjoy the generous cash back bonus.

$100 Back in Statement Credits in the First 3 Months:
On top of the $300 back, you can also earn an additional $100 back in statement credits during the first 3 months of Card Membership. This means from day one you’ll be on your way to maximizing your cash back rewards.

Accelerated Cash Back Categories:
The Blue Cash Preferred® Card by American Express also stands out with its accelerated cash back categories.

You can earn an incredible 6% cash back at U.S. supermarkets, up to $6,000 (1% cash back after that). Remember that buying gift cards at the grocery for other expenses you’ll spend on anyway still gets you the 6%! This is an easy way to help you get 6% on gifts for others or planning ahead to purchase gift cards to use for your expected purchases in available categories like restaurants, shopping, home improvement, travel, and entertainment. I’ve made an intentional trip to get Home Depot gift cards on a larger purchase after doing the quick math. It was a 5% cash back difference, which can really add up!

You’ll also earn 6% on eligible streaming subscriptions, 3% at U.S. gas stations, and 3% on transit including parking fees and Uber/Lyft. For all other purchases, you’ll earn 1% cash back.

You’re also eligible to add offers to your card as you go. This is one of my favorite ways to add cash back on purchases that I’m already planning. When there are several companies I’m considering, it can sway my purchase if I’ll save more by using the cash back. I also appreciate that they are consistently adding new offers. While typing this post, I checked my email and saw one of the regular alerts from Amex to let me know of new offers. The promotions are customized and there were offers in the email from companies including Hilton, TopGolf, Nutrafol, PetSmart, Dell.com, and Omaha Steaks. After clicking through, there were numerous others, some of which I had seen previously and others that were new. I’ll keep them in mind and will take a look before making a purchase if I remember having seen an offer.

I also realized saw that I had $61.29 from last month’s spending to redeem as a statement credit. It’s easy to see why I love this card!

The Catch:

A $400 cash back plus ongoing savings is amazing but you’ll want to plan for the annual fee after the first year. It’s $95, which is waived in the first year but the annual fee does apply after that. If you’ve already run the numbers, it’s easy to see that the annual fee can pay for itself quickly but again, you want to plan for this and see if it makes sense for you.

Other Benefits + Peace of Mind:
In addition to the cash back rewards, the Blue Cash Preferred® Card provides a range of other benefits including early access to selected entertainment experiences and rental car protection. You’ll have valuable shopping benefits, such as purchase protection and extended warranty coverage, giving you peace of mind with your purchases. With American Express, I count on their exceptional customer service which especially makes me feel protected when I’m shopping at a store that’s new to me or online.

Annual Fee, Terms and Conditions Apply:
As with any credit card, it’s important to be aware of the terms and conditions associated with the Blue Cash Preferred® Card by American Express, and of course not to spend more than you can afford. Remember, the annual fee and some limitations may apply, so it’s essential to review the terms thoroughly before applying. By clicking the referral link provided, you can access all the necessary information to make an informed decision.

Conclusion:
If you’re looking for a credit card that rewards your everyday spending and offers a generous cash back program, the Blue Cash Preferred® Card by American Express with Accelerated Cash Back is a top contender. With the opportunity to earn up to $400 back through the special bonus offer, this card provides an excellent way to maximize your rewards and save on your purchases. This promotion ends on June 7, 2023, so don’t miss out! Take the first step towards a more rewarding credit card experience by learning more about this incredible offer from American Express.